Elizabeth City Location:

113 South Water Street, 2nd Floor 
Elizabeth City, NC 27909

Mailing: P.O. Box 383
Elizabeth City, NC 27909

Toll Free: (800) 950-5121
Phone:     (252) 338-5121
Fax:          (252) 338-7568

Outer Banks Location: 

704 Blue Jay Street
Kill Devil Hills, NC 27948

Toll Free: (888) 479-9797
Phone:     (252) 261-8144
Fax:          (252) 261-7677


A Comprehensive Wealth Management Practice


Needs Assessment -  An ongoing activity throughout our relationship that helps ensure we fully understand your financial goals and priorities, life objectives and risk tolerance.  The needs assessment enables us to make recommendations not based solely upon your assets, but what you plan to do with them and why.

Cash Flow Analysis - We review your assets and debt, your income and expenses, inflows and outflows throughout your life expectancy to gain an understanding of the sources and sufficiency of your expected cash flow and any potential growth of your assets.

Asset Allocation - Using quantitative strategies, we compare your current asset mix to a recommended mix.  Using available tools and technologies, we can help you determine the most appropriate path to manage risk and return within the context of your financial goals.1

Consolidate Accounts - Our potential financial solutions are comprehensive.  To manage risk-return and tax2 and wealth transfer strategies, we are most effective when managing all of your investment assets.

Strategies and Implementation - In this step, we act upon the information that has been gathered and analyzed to construct and implement a plan.  Specific investment recommendations will be made according to that plan.

Coordinate Tax and Estate Planning - We prefer to work as a team with your legal and accounting advisors so that all parties are advising and making decisions in concert.  This allows us to help implement a comprehensive plan that is comfortable for both you and your heirs.

Monitor and Review - Over time, we measure the progress towards your goals.  Your "Investment Plan" must work within your "Life Plan" which may change as conditions change.  We monitor and adjust your plan and its individual investments to respond to current market risks and opportunities while keeping you within your risk-return "comfort zone".

1 Asset allocation/investment timing cannot eliminate the risk of fluctuating prices and uncertain returns.
2 Wells Fargo Advisors does not render legal, accounting, or tax advice.  Please consult your tax or legal advisors before taking any action that may have tax consequences.

FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals