We are pleased to announce that Douglas S. Gardner, Vice President - Investment Officer has joined Whichard & Woolard Wealth Management Group.
 
 
Our practice believes that good financial decisions don't have to be confusing. We provide strategies designed to help you achieve more of your financial goals.
 
This site will not only introduce you to our company philosophy and services, but it will also offer a wealth of educational articles, newsletters, and calculators--all designed to keep you up-to-date on financial issues, strategies, and trends.
 
Our Mission
To provide our clients with a cohesive and comprehensive plan that enables them to enjoy the freedom that comes with achieving their financial and lifetime goals.
 
In each relationship we try to put ourselves in your shoes and strive to thoroughly understand how investing affects your life.  In an effort to achieve this deeper understanding, we take time in our relationship with you - learning about your situation, your goals and priorities and your risk tolerance.  Only then can we provide a totally comprehensive strategy.  As your lifetime financial advisors, we put the pieces together to create the right plan for you.  We believe applying the principles in our mission means truly understanding the importance of your financial goals.
 
 
As the economy and markets recover slowly from a recession, will global volatility cause a setback in the coming year?  Where are our economy, the markets and interest rates headed?
 
In Wells Fargo Advisors special 2012 outlook presentation and report, "Preparing for Better Days," our top strategists provided their thoughts on how the economy and markets will perform in 2012.  They also discuss the importance of maintaining a balanced, well-diversified investment strategy now in order to take advantage of potential better times in the future.
 
 
 
                                                                                
 
 

In the News:

   Click on the links below to view current articles

                           Fixed Income Weekly         Equity Strategy Weekly  

                               The Week                           Weekly Market Summary

                        Macro Comment              International Markets Weekly

                          

 

                          
Calculators

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

Newsletters

Roth IRA Conversion Mistakes Can Be Costly

One popular way to fund a Roth IRA is by transferring assets from a traditional IRA or an employer-sponsored retirement plan. This type of transaction, called a Roth IRA conversion, is simple in theory but can be complicated in practice. If you make certain mistakes, you could lose some key advantages.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Never Retire? Don't Count on It

In a recent survey, just 40% of wealthy individuals indicated they are totally confident they will have enough money for retirement. The other 60% said they will shun traditional retirement and work as long as possible. However, it could be dangerous to believe that a retirement income shortfall can be overcome by working past the traditional retirement age.

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