We are pleased to announce that Douglas S. Gardner, Vice President - Investment Officer has joined Whichard & Woolard Wealth Management Group.
 
 
Our practice believes that good financial decisions don't have to be confusing. We provide strategies designed to help you achieve more of your financial goals.
 
This site will not only introduce you to our company philosophy and services, but it will also offer a wealth of educational articles, newsletters, and calculators--all designed to keep you up-to-date on financial issues, strategies, and trends.
 

Our Mission
To provide our clients with a cohesive and comprehensive plan that enables them to enjoy the freedom that comes with achieving their financial and lifetime goals.
 
In each relationship we try to put ourselves in your shoes and strive to thoroughly understand how investing affects your life.  In an effort to achieve this deeper understanding, we take time in our relationship with you - learning about your situation, your goals and priorities and your risk tolerance.  Only then can we provide a totally comprehensive strategy.  As your lifetime financial advisors, we put the pieces together to create the right plan for you.  We believe applying the principles in our mission means truly understanding the importance of your financial goals.
 
 
As the economy and markets recover slowly from a recession, will global volatility cause a setback in the coming year?  Where are our economy, the markets and interest rates headed?
 
In Wells Fargo Advisors special 2012 outlook presentation and report, "Preparing for Better Days," our top strategists provided their thoughts on how the economy and markets will perform in 2012.  They also discuss the importance of maintaining a balanced, well-diversified investment strategy now in order to take advantage of potential better times in the future.
 
 
 
                                                                                
 
 

In the News:

   Click on the links below to view current articles

                           Fixed Income Weekly         Equity Strategy Weekly  

                               The Week                           Weekly Market Summary

                        Macro Comment              International Markets Weekly

                          

 

                          

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

More Calculators →

HOT TOPIC: Eye on Japan's Recovery Within a Recovery

Japan’s economy hasn’t been on solid ground since the 1990s, but now it must grapple with rebuilding after an earthquake, tsunami, and nuclear accident that have caused economic losses expected to surpass $300 billion. What is the outlook for Japan and the effects the nation's disasters could have on the world economy and financial markets?

Giving the Gift of Knowledge

A college education is still a good investment. Consider this statistic: The overall unemployment rate reached as high as 9.9% in 2010, but for workers with a bachelor's degree or higher, it did not exceed 5.1%. But a college education can be expensive. There is a tax-advantaged way to accumulate money for a child's or grandchild's education: a Section 529 plan.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

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